Individual Account Services

Everything You Need pay for your product and services online and offline (on the go)

Pay by QR code

QR Code : A unique QR code is generated by the merchant at the point of sale, which may contain payment information like the amount due, merchant details, and currency. The code is displayed on a screen or printed for the customer to scan.
Scan: Use your smartphone’s camera or a payment app (like Apple Pay, Google Pay, or banking apps) to scan the QR code. This will direct them to a secure payment page or trigger their payment app to process the amount specified.
Authorization and Payment: Authorizes the payment, often with a security feature like fingerprint, PIN, or facial recognition. Funds are transferred from the customer’s linked bank account or payment service to the merchant, usually within seconds.
Transaction Confirmation: Both the customer and the merchant receive instant confirmation of the payment, which is typically displayed on the customer’s phone and sometimes on the merchant’s terminal.

Choosing a Bill Splitting Option: One of or best feature. Simply select the transaction or amount to be split and the number of people involved.
Contact: Select the contacts to whom your sending the bills. Once added, the app will notify each person of their share of the bill.
Divide the Amount: Ways to divide the bill:
- Equally: Split evenly among all participants.
- Custom Amounts: Each participant can pay a different amount based on what they ordered or consumed.
- Percentage Split: For cases where participants agree on a proportional split.
Request Payment: Once amounts are finalized, the app sends out payment requests to each participant. They can pay directly through the app, and the initiator receives the payments in their account.

Easily Send , Request , Receive money from you trusted contacts , friends and loved ones.

1. Sending Money

Select the Recipient: You can send money by choosing a contact in your app’s list.
Enter Amount: Specify the amount you want to send. Some apps allow you to add a note to describe the transaction (e.g., "Lunch" or "Rent").
Confirm and Send: After confirming details, you can instantly send the money, which will usually reflect in the recipient’s account within seconds or minutes.

2. Requesting Money

Choose the Person: Select the individual(s) or Business you’d like to request money from by searching their contact information in the app.
Set Amount and Description: Enter the amount you’re requesting and an optional note to clarify what the payment is for, like “Utilities” or “Group Dinner.”
Send Request: The app will notify the person, allowing them to review and accept the request. They’ll typically receive a prompt to approve the transaction and send the funds to your account immediately.

3. Receiving Money

Automatic Deposit: For most payment apps, receiving money is automatic once the sender initiates the transaction. Funds are instantly available in your Wallet account balance, which you can transfer to a linked bank account.
Transfer to Bank Account: Depending on the country, you may need to manually transfer funds from your digital wallet to your bank, which can take 1–3 business days.